Hardware failure: decisions, decisions

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Last week I mentioned that we had two components of our main computer die - a hard drive and the video card. I sent the video card back for replacement and it turned out that particular model is no longer produced. Instead I'm being offered a comparable product, which uses the same "chipset" (i.e. same card, different sticker), or a refund. I'm going to go with a refund because in the six months since we bought first our card the prices have dropped significantly, so much so that we now have a choice in what to get:

  1. Pretty much the same card (nVidia Geforce 6200) but save $30.
  2. An upgraded version of the same card for the original amount, the nVidia Geforce 6600.
  3. A card with built-in video capture, but its slower than the one that failed on us, uses the X600XT chip by ATI.

I'm in a bit of a quandry as to what to do. I'd really like the video capture bit but that card is just terribly slow in comparison to even our older card, nevermind option #2 above. Ack!